News, BankID | The bank ID disappears on the mobile phone – in the future you have to pay via the app or with a code chip

News, BankID |  The bank ID disappears on the mobile phone - in the future you have to pay via the app or with a code chip

This was stated by Jan Begird, President of BankID.

He says the reason for replacing the mobile method is that BankID in the app will make it easier to use and more accessible to more people. In addition, it will save users time.

BankID is a personal electronic identifier for identification and online signature, i.e. a type of digital passport to confirm your identity.

determinants

Bjerv points out that there is a limit to what BankID can be used on a mobile phone for, among other things when it comes to document signing.

– BankID in the app supports more use cases than BankID on mobile. The service also does not incur any costs to users and requires only data traffic to operate. He adds that this makes the service more stable and reliable for users.

It costs nothing to use a regular BankID with a token chip or app. Some carriers charge for Mobile BankID because this service is tied to the sim card on the mobile phone.

progressive of autumn

The phase-out will begin this fall between September and November. The first step is to stop all new Mobile BankID activations.

So Bjerv recommends downloading the app as soon as you are notified by your bank that it is approaching, for a smooth transition.

Mobile BankID will still work for those who have the service activated, he says.

– But since the service is tied to a mobile sim card, those who lose the mobile phone, change the mobile operator or get a new sim card after it has stopped for new activations, will also lose access to BankID on the mobile phone. Then they have to choose the app or code segment as an alternative, he continues.

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Recommendation: Remember the password

Bjerv says there may be problems activating the app because you then need to have an active BankID certificate from the bank. It confirms that it is not the same as BankID on a mobile phone.

– BankID insured mobile users may feel that their BankID certificate has expired if they have not used the token chip for a long time, and that they are not allowed to activate the BankID application. So we’ll encourage people to check if they have an active BankID certificate before downloading the BankID app, says Bjerv.

This can be checked via my page on BankID.no, which provides an overview of active BankID certificates. If you don’t have an active BankID certificate, it should be requested through the bank you use — preferably well in advance due to the delivery time, says Bjerv.

App users must also remember their BankID password when logging in and logging into the app. Those who do not remember their password can request a new one at the bank.

Face recognition

In the fall, the BankID app will be updated with biometrics, i.e. users can use face recognition, fingerprints or a PIN code in the BankID app.

Since today’s resolution takes about 30 seconds, it will take less than 10 seconds to log in with the BankID app when we launch biometrics, says Bejerd.

– People who log in will use it in more and more situations. If you’re going to sign agreements that require extra security, you should still use a personal password, he continues.

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Almost a hundred banks in Norway offer BankID application, while some banks have their own code application for BankID. You will receive information from your bank about which application to use.

Hanisi Anenih

Hanisi Anenih

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