January 27, 2023

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IT Security and Internet Fraud |  Help, I've been scammed online

IT Security and Internet Fraud | Help, I’ve been scammed online

Enter the discussion Expresses the opinion of the writer.

Christmas is approaching, and we are in the middle of the Christmas shopping period. Black Friday lured us with steak galore and we get index finger tendinitis because of all the juicy deals we’re squeezing through.

Because of the algorithms in your searches, marketers have also learned to deliver campaigns with great accuracy. Many websites lure you in with additional deep discounts with short deadlines so that you quickly decide to hit “yes, thanks”.

The possibilities are many, the temptations are immense, and in the midst of this lurks a group of criminals who have laid their bait.

cheated a lot

They don’t even have to be very smart or know a lot about IT. Because sooner or later someone is going to search for “Salg Uggs” or “PlayStation 5”, end up on a fake website and voila, you’ve given all the information they need to misuse your card.

You can compare criminals to a spear in the reeds, and you are the little perch.

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Figures from Klarna show that last year, 300,000 Norwegians were scammed by fake online shops. Both the police And the Norwegian Consumer Authority He has good tips for the preventive measures you should take online to avoid online fraud.

But what to do if the accident has already occurred?

1. Contact your bank

If you have experienced or suspected online fraud, you should start by contacting your bank. The speed of contacting your bank is critical to ensuring your money back. They can help you trace the transaction and make sure the money doesn’t end up in the pockets of criminals.

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If you are too slow to trigger and the money has already been transferred, the bank will make an assessment of whether you are entitled to compensation.

If you also have insurance, you should contact your insurance company to check if your policy covers internet fraud.

2. Change your password

If you create a user account on a dummy online store, you will hopefully not use the same password that you have used on other websites. But if you have it, it is better to change your password for safety.

And by all means, avoid creating easy-to-guess passwords like “123456” and “password”. Instead, use good combinations of words you remember and use special characters.

3. Report the case

Online fraud should be reported to the police as soon as possible. In order for them to help you as best they can, you must secure documents, for example, transfers, dialogue with scammers and fake sites. Feel free to contact the police to verify the information they need if you are not sure.

In addition, the report can help stop those who are actually cheating. Perhaps these are criminals that the police already have in their sights and, with your report, you can help prevent others from being scammed on the Internet.

4. Don’t be shy

There are many experts who give advice on what to look for so as not to be fooled. But everyone knows that daily life moves fast and it is not easy to take all the precautions.

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Scammers are smart as hell and anyone can get away with it. It’s not that you’re an idiot, but more often than not you just had no luck and became a victim.

Read more from the Norwegian discussion

We often talk about the word “internet shame”, which is used for people who don’t dare come forward for fear of ridicule after being victimized by cybercriminals. Do not be afraid of this, as I said, anyone can be fooled, and usually it comes to criminals who managed to do something unexpected.

Please share your experiences. This helps ensure that more people come forward to fight computer crime.

Until the desire to write takes over, I will help you as much as I can in spreading the message of security.